A solid game plan can help you narrow your homebuying search to find the best home for you.

When looking for your new house, make sure to take into consideration how long you plan to stay there. Image: Thinkstock Images/Comstock/Getty Images

House hunting is just like any other shopping expedition. If you identify exactly what you want and do some research, you’ll zoom in on the home you want at Read More→

Categories : mortgage, Real Estate
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upside down house on a hillWith the real estate boom of several years ago behind us, many Americans are facing losing their homes, and that seller’s market that had home prices soaring and people scrambling to buy has made a downturn.  Home foreclosures are on the rise every day, and, in fact, some real estate professionals and economists are calling today’s real estate market conditions a home foreclosure boom.

Homeowners who Read More→

Categories : debt, Real Estate
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white house with short sale signSacramento Pre-foreclosures are known as properties that have reached the final stages before they get repossessed or taken back by the lender or bank.  The owner is still in complete control of the property or home, although the bank or lender will repossess the home if the owner doesn’t attempt to rectify the situation.  Normally, if the owner makes things right with payment, the pre- foreclosure will settle and things will go back to normal.

When buying real estate Read More→

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home with clock pictureReal-estate market is competitive.  With the recent downfall in the economy, an increase in the number of houses and properties up for sale was witnessed by the country.  But the economy is starting to recover. According to the 2009 Mortgage Choice First Home buyers survey, the number of people who are in the position to purchase new homes has increased in 19%.

If you have decided to put your house on sale in Sacramento, then Read More→

Categories : Procedures, Real Estate
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home with 4sale tagSelling home right now can be done by anyone. Support with much information that can be found through the Internet, one person can sell his or her home either by a real estate agents or selling the home by himself or herself. Whether you are selling your home in Sacramento or elsewhere the high technology that you can find anywhere can be a tool for you to sell your home fast and at a reasonable price, etc.

But, whether you want to buy with agents or by yourself, you need some guides in selling home. There are steps in selling your home. Those guides really help you. Never under estimate them because they have lots of impact in your selling home performance.

These are some quick guidance to sell your home: Read More→

Categories : Procedures, Real Estate
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thinking figure with question mark

Creative Financing Secrets CLICK HERE!

By: Scott Short

Words to the Wise…

 Another question you need to add to your buyer’s interview; “Have you modified your current home loan?” If your client’s answer is Yes, most lenders will consider this action the same as a foreclosure.

Depending on the loan type, (refer back to my prior articles on waiting periods) your client will have to wait. (You “may” have some latitude if Read More→

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home loan for family in front of white house picture

Foreclosure Defense Secrets – CLICK HERE!

You may think it is impossible to get home loans after foreclosure and/or bankruptcy, and those two big financial pitfalls can indeed be difficult to climb out of.  However, it is still possible to get home loans after foreclosure and bankruptcy.  Lenders will not loan funds too soon after you file bankruptcy or lose your home to foreclosure, but after a certain amount of time, you will probably be able to get a loan again.

The bankruptcy laws Read More→

Avoid Foreclosure Street Sign pictureForeclosure Defense Secrets – CLICK HERE!

In these tough economic times, more Americans than ever are finding it difficult to pay the home loan notes they signed several years ago, or even more recently.  The housing seller’s market a few years back gave buyers an ever-increasing confidence in buying real estate as an investment.  They watched the price of houses skyrocket and Read More→

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[picture of mortgage application

Get Everything About Your Credit Here

Half of refinance applications are abandoned or rejected, as are 30 percent of purchase mortgage applications, according to the Mortgage Bankers Association. All told, the Federal Financial Institutions Examination Council (FFIEC) says that well over 2 million mortgage applications were rejected last year.

Want to avoid falling Read More→

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A Christmas Story Retold – 2 Chritmas’s ago trip to Germany for Christmas. We started out on a monday trying to take a hop from Sacramento to San Francisco. Severe weather in most parts of the country other than the west coast had people sleeping in airports. Unfortunately it backed up air flights everywhere. Are united express hop was made to hover in the air for an hour so we missed our flight to Frankfurt. We could not get booked on another flight until the following thursday (3 days) which was Christmas. Making it by Christmas was boubtful at best. We decided to just hang out in the bay area and go with it instead of renting a car and driving back to Sacramento and coming back. A united agent because of our positive attitude went the extra mile and got us there in style after only one day instead of three and upgraded us to business class!

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